By Jennifer Ifft – K-State Department of Agricultural Economics; John Holman – K-State Department of Agronomy, Western Kansas; and Sylvanus Gaku – K-State Department of Agricultural Economics

Annual Forage (AF) insurance is a rainfall index product similar to Pasture, Rangeland, and Forage Insurance (PRF). Alfalfa and perennial range can be insured under PRF. If you grow annual crops for forage (this includes annual crops used for grazing, haying, grazing/haying, grain/grazing, green chop, grazing/green chop, or silage), AF can be used to help insure against reduced forage yield due to less precipitation than normal during the producer-selected growing season. When rainfall falls below a set amount, a payout is provided. Paper